The program will begin at 11:30 am. There will be a very brief business meeting prior to the introduction of the guest speaker(s). In an effort to conclude the meeting by 1 pm we will open the floor to Q&A before we conclude the meeting.Alunch buffet will be available at 11:15. There will be ample open seating available. Attendance open to both men and women, members and nonmembers alike.